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Banking You Can Count On, Wherever, Whenever

At Me-Dian Credit Union, we understand personal banking is just that, personal. Whether you’re managing daily expenses, saving for a big milestone, or working toward financial freedom, we’ve designed our accounts with you in mind. From chequing and savings to unlimited transactions or pay-as-you-go, our account packages are designed to meet your needs, whatever they may be.

When you bank with us, you’re not just another customer, you’re a valued member, and your financial needs are our priority.

Personal Chequing Accounts

We understand that no two members are the same, which is why our chequing account are designed to suit a variety of needs and lifestyles. With transparent fees and flexible options, managing your money has never been easier.

Additional service charges may apply, please refer to the account features included in each package and review the service charges table at the bottom of the page.

Cub Account (29 & Under)

We're redefining "Youth" by offering members aged 29 & under with an account package that comes with no monthly cost and unlimited transactions.

Monthly cost: Free
Includes: Unlimited transactions, 5 free Interac e-Transfers, and 5 free Non-CU ATM withdrawals


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Owl Account (Student)

Made for members who are above 29 years old, and enrolled in post-secondary education. Giving you the freedom to manage your finances without monthly package fees.

Monthly cost: Free
Includes: Unlimited transactions, 5 free Interac e-Transfers, and 5 free Non-CU ATM withdrawals


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Eagle Account (65 & Over)

This account is tailored for members aged 65 and older, combining no monthly account package fees with ulimited transactions for every day banking needs.

Monthly cost: Free
Includes: Unlimited transactions, 5 free Interac e-Transfers, and 5 free Non-CU ATM withdrawals


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Moose Account

Best for frequent users who need unlimited access to their account without worrying about extra fees. Designed for members who prioritize convenience and flexibility.

Monthly cost: $16.99
Includes: Unlimited transactions, 5 free Interac e-Transfers, and 5 free Non-CU ATM withdrawals


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Buffalo Account

An ideal choice for members with moderate to higher banking activity. With included Interac e-Transfers and Non-CU ATM access, it's designed for those who value flexibility and additional features. 

Monthly cost: $11.99
Includes: 30 free transactions, 2 free Interac e-Transfers, and 2 free Non-CU ATM withdrawals


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Bear Account

A cost-effective choice for members who bank moderately and want predictable monthly fees. It offers balance of value and convenience for regular users.

Monthly cost: $8.99
Includes: 20 free transactions
(excludes Interac e-Transfers and Non-CU ATM withdrawals)


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Wolf Account

A flexible pay-as-you-go option for members who only occasionally use their account. This helps keep costs low at just $2.50/month + applicable service charges.

Monthly cost: $2.50
Includes: Pay-as-you-go transactions
(refer to the service charges table below)


Get started

Need help?


Contact Us

 

Service Charges

Service charges are not charged at the time of transaction. Instead, they are applied as a lump sum to your monthly account package fee at the end of the month. 

For example, if your account includes 2 free Interac e-Transfers, and you conduct 5 additional e-Transfers, $5 will be added to your monthly account package fee.
This system ensures your fees are clear and consolidated for easy review.

SERVICE FEE
External Withdrawal
$0.50
Point of Sale (POS)
$0.50
Member to Member Transfer
$0.50
Online Bill Payment
$0.50
Over the Counter Withdrawal
$0.75
Credit Union ATM
$0.75
Non-Credit Union ATM
$1.50
Out of Country ATM
$3.00
e-Transfer Debit
$1.00
Cheque Writing
$1.00
Statement Fee
$5.00

Me-Dian Savings Account

Our Plan 24 Savings Account is designed to help you grow your savings effortlessly. With no monthly fees, competitive interest calculated daily, and deposited monthly, you can focus on building your financial future. Plus, enjoy 2 free transactions each month for added convenience.   

Plan 24

For those who want to watch their savings grow. Whether you're setting aside funds for a specific goal or building your rainy day emergency fund, this account offers simplicity and value.

Monthly cost: Free
Includes: 2 free transactions
(excludes Interac e-Transfers and Non-CU ATM withdrawals)


Get started

Need help?

Contact Us

 

Service Charges

Service charges are not charged at the time of transaction, instead they are applied as a lump sum at the end of the month.
This system ensures your fees are clear and consolidated for easy review.

SERVICE RATE
Any Additional Debit
$1.50
In-Branch Bill Payment (Applied at end of month)
$1.50
Non-Credit Union ATM (Applied at end of month)
$1.50
e-Transfer (Applied at end of month)
$1.00
 

Lending Options

We’re proud to offer flexible lending options with competitive rates and personalized support to help you navigate life’s opportunities and challenges.

Investing Options

Explore investments like GICs, RRSPs, RESPs, and TFSAs to see how we can help grow your savings and take the next step toward financial security.

Credit Cards

Whether it's for everyday essentials or peace of mind during unexpected expenses, we have credit card options to support your financial journey,

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